Online payday lenders are a viable source for quick payday loans and can be more convenient than store-front lenders.

The typical online payday loan application takes 3-5 minutes to fill out and approvals are quick – usually within seconds. Funding is quick and generally happens by the next business day directly into your checking account. Your loan repayment is deducted from your checking account on your next payday. Because payday loans are underwritten based on your next paycheck and not your credit worthiness quick payday loans require minimal documentation and can be an ideal option to cover short-term, emergency expenses until your next payday. If all your information can be verified online applying online for a payday loan from the privacy of your own home can be more convenient that applying at a store-front lender.

The advantage of apply at a store-front lender is ID verification can be done in person without the use of databased. In addition store-front lenders have a higher probability of being state-licensed. To learn more about state licensing and lending laws see Payday Loan Laws .

The Payday Hound provides one of the largest and most in-depth collection of reviews and rankings of online payday loans and term loans. Our Payday Loan and Installment Loan tables rank providers based on our proprietary sniff test score and lender pricing. More detailed lender information on loan features, trust and reliability, and application data can be found by clicking each lender’s logo.