Idaho Borrow Money Options

Payday Hound's Top Idaho Lenders

OppLoans

The Payday Hound Rating
  • Competitive rates based on amount and eligibility.
  • Loans from $1K-$10K. All Credit Types.
  • State licensed. Based in Chicago. Since 2009.

Jora

The Payday Hound Rating
  • New lender with experienced team.
  • Loans up to $2,600. All credit types.
  • State Licensed. Based in TX. Since 2017

2019 Idaho Lender Rankings

We have reviewed 11 Idaho installment loan lenders.

Our review of borrow money options considers three areas: reputation, cost, and features. Reputation considers state licensing and Better Business Bureau scores. Cost is based on terms, fees, and rates. Features include things like credit reporting or fee transparency.

A listing in this table is not an endorsement. This table includes all lenders we have reviewed who offer loans to Idaho residents.

Filter lenders by state:
ID Lender Description Sniff Rating
OppLoans
  • Competitive rates based on amount and eligibility.
  • Loans from $1K-$10K. All Credit Types.
  • Governing Law: State Lic.
Great
Cash Central
  • Discounts for repeat customers. Live chat.
  • B BBB rating. All credit types.
  • Governing Law: State Lic.
Great
RISE
  • Military members not eligible.
  • Money back guarantee.
  • Governing Law: State Lic.
Great
Jora
  • New lender with experienced team.
  • Loans up to $2,600. All credit types.
  • Governing Law: State Lic.
Great
Quik Check
  • State licensed lender. Pricing shown based on Utah.
  • Competitive pricing. They have store fronts.
  • Governing Law: State Lic.
Great
Cash Store
  • State Lic lender only. Pricing shown is based on TX rates.
  • Must go to store to complete application.
  • Governing Law: State Lic.
Great
Check 'n Go
  • State licensed lender.
  • A+ BBB rating. Has physical storefronts.
  • Governing Law: State Lic.
Great
Blue Trust Loans
  • Offers loans up to $2,000 in 39 states.
  • All credit types. Minimum Income Required: $850/mth.
  • Governing Law: Tribal
Fair
MaxLend
  • Offers loans up to $2,000. F BBB rating.
  • All credit types. Minimum Income required: $850/mth.
  • Governing Law: Tribal
Bad
American Web Loan
  • Tribal Lender based in Oklahoma.
  • Very little information provided on their site
  • Governing Law: Tribal
Fair
Cash Advance Now
  • Tribal lender. Upfront disclosures and pricing.
  • Purchased name and domain in Sept 2012.
  • Governing Law: Tribe
Fair

* Based on our analysis these lenders offer loans to Idaho residents. We aim to keep our information accurate but check each lender's website for up-to-date information.

Idaho Borrow Money Options Details

Idaho residents can choose from 11 installment loan lenders.

Installment loans do not require good credit and, unlike traditional payday loans, are paid back over multiple pay periods. These loans are relatively expensive loans so make sure you have considered other options such as bank loans, credit cards, or friends and family before taking one.

Estimated fees and payments for Idaho installment lenders are provided in the table below. Many consumers prefer installment loans over payday loans because loan repayment is spread out over a longer period of time which often makes these loans cheaper than payday loans if you need multiple pay periods to repay your loan. See Payday Loans or Installment Loans for more information on comparing these two types of loans. Also you can visit Borrow Money Options for more general information.

Idaho regulation of installment loans falls into a bit of a gray area as they sometimes fall outside of the technical definition of a payday loan and more into the area of general unsecured installment loans. See Idaho Payday Loan Laws for additional resources or visit Idaho's payday loan regulator, the Idaho Department of Finance for more information.

The Payday Hound reviews installment lenders and ranks them according to our Sniff Test (reputation), costs, and licensing. The list below includes both regulated banks as well as off-shore entites. Being included on our list is not an endorsement or certification. The list is a ranking and is designed to help borrowers rate and judge the quality of lenders. This means it may include lenders we believe to be honest as well as those we would deem to be predatory.