Ohio Installment Loans

Payday Hound's Top Ohio Lenders

Ace Cash Express

5 Rating
The Payday Hound Rating
  • Large online established lender. A+ BBB Score.
  • Multiple loan options. Physical store fronts too.
  • State Licensed. Based in TX. Since 1968.

CashNetUSA

5 Rating
The Payday Hound Rating
  • Large, publicly traded online lender.
  • Use promo code: NEWCASH25 to save 25%
  • State Licensed. Based in IL. Since 2004.

2018 Ohio Lender Rankings

We have reviewed 12 Ohio installment loan lenders.

Our review of installment loans considers three areas: reputation, cost, and features. Reputation considers state licensing and Better Business Bureau scores. Cost is based on terms, fees, and rates. Features include things like credit reporting or fee transparency.

A listing in this table is not an endorsement. This table includes all lenders we have reviewed who offer loans to Ohio residents.

OH Lender Description Costs* Sniff Rating
Ace Cash Express
Large online established lender. A+ BBB Score.
Multiple loan options. Physical store fronts too.
Governing Law: TX
APR: 398%
Amount: $200-$2K
Payments: 1-5
Freq: bi-weekly
Cost: $31 - $1K
Great
CashNetUSA
Large, publicly traded online lender.
Use promo code: NEWCASH25 to save 25%
Governing Law: State Lic.
APR: 388.93%
Amount: $300-$2,000
Payments: 7-15
Freq: monthly
Cost: $492 - $7.9K
Great
RISE
Military members not eligible.
Money back guarantee.
Governing Law: State Lic.
APR: 125% - 364%
Amount: $100 - $5K
Payments: 8 - 50
Freq: bi-weekly
Cost: $72 - $13.2k
Great
OppLoans
Competitive rates based on amount and eligibility.
Loans from $1K-$10K. Bad Credit is OK.
Governing Law: State Lic.
APR: 59% - 199%
Amount: $1K-$10K
Payments: 9-36
Freq: bi-weekly
Cost: $4,742-$10,237
Great
Avant
Charges upfront admin fee.
Reports to credit bureaus.
Governing Law: State Lic.
APR: varies
Amount: varies
Payments: varies
Freq: monthly
Cost: varies by state
Great
Check 'n Go
State licensed lender.
A+ BBB rating. Has physical storefronts.
Governing Law: State Lic.
APR:
Amount:
Payments:
Freq:
Cost:
Great
Blue Trust Loans
Offers loans up to $2,000 in 39 states.
Bad credit OK. Minimum Income Required: $850/mth.
Governing Law: Tribal
APR: 782%
Amount: $1K
Payments: 1
Freq: bi-weekly
Cost: $290.50
Fair
MaxLend
Offers loans up to $2,000. F BBB rating.
Bad Credit OK. Minimum Income Required: $850/mth.
Governing Law: Tribal
APR: 782%
Amount: $1000
Payments: 1
Freq: 14
Cost: $290.50
Bad
Great Plains Lending
Clear, informative site.
Tribal based lender
Governing Law: Tribe
APR: 350%
Amount: $1,000
Payments: 24
Freq: bi-weekly
Cost: $2,387
Fair
Cash Advance Now
Tribal lender. Upfront disclosures and pricing.
Purchased name and domain in Sept 2012.
Governing Law: Tribe
APR: 695%
Amount: $300
Payments: 34
Freq: bi-weekly
Cost: $1,842
Fair
Just Military Loans
Specialize in Military Loans. Pricing not listed.
15 day cancellation policy. Full refund of fees.
Governing Law: Delaware
APR: 0.00
Amount: 0.00
Payments: 0.0
Freq: 0.0
Cost: 0.00
Fair
Plain Green Loans
Early player in online lending
Tribal based lender
Governing Law: Tribe
APR: 300%
Amount: $1,000
Payments: 24
Freq: bi-weekly
Cost: $1,980
Fair

* When avaiable we have shown pricing for Ohio residents. Check each lender's website for updated information. Some lenders will not provide pricing data until an application is completed.

Ohio Installment Loans Details

Ohio residents can choose from 12 installment loan lenders.

Installment loans do not require good credit and, unlike traditional payday loans, are paid back over multiple pay periods. These loans are relatively expensive loans so make sure you have considered other options such as bank loans, credit cards, or friends and family before taking one.

Estimated fees and payments for Ohio installment lenders are provided in the table below. Many consumers prefer installment loans over payday loans because loan repayment is spread out over a longer period of time which often makes these loans cheaper than payday loans if you need multiple pay periods to repay your loan. See Payday Loans or Installment Loans for more information on comparing these two types of loans. Also you can visit Installment Loans for more general information.

Ohio regulation of installment loans falls into a bit of a gray area as they sometimes fall outside of the technical definition of a payday loan and more into the area of general unsecured installment loans. See Ohio Payday Loan Laws for additional resources or visit Ohio's payday loan regulator, the Ohio Division of Financial Institutions for more information.

The Payday Hound reviews installment lenders and ranks them according to our Sniff Test (reputation), costs, and licensing. The list below includes both regulated banks as well as off-shore entites. Being included on our list is not an endorsement or certification. The list is a ranking and is designed to help borrowers rate and judge the quality of lenders. This means it may include lenders we believe to be honest as well as those we would deem to be predatory.