Articles for Hound News
Save money and make prudent decisions. Our articles and analysis aim to provide fact-based analysis to make it easier to understand borrowing, fees, rates, and payments. Our articles can help you make informed financial decisions to protect yourself and save money. Get the facts so you can make a decision that's best for your situation.
Happy Holidays And New Year
The Payday Hound wishes you and your families a most wonderful New Year.
This year brought many changes to the payday lending landscape. In our opinion, the biggest impact was made by the NY Attorney General. Their cease and desist letter to payday lenders making loans in NY brought a lot of press but we believe real change was made
Are Payday Loan Users Stupid?
Why would anyone borrow $300 with a 651% APR? They must be stupid. At least that appears to be the unspoken assumption at the heart of today’s payday lending legislation debate.
Recent legislation from Texas to California focuses on banning payday lending. This ban inherently assumes that the 12 million people who take out ~$7.4 billion in payday loans every
Payday Loans Too Taboo To Touch?
Search engines, news sites, and press release companies have limited efforts to publicize payday lending sites. Payday Loans are too taboo to touch! Although these actions are designed to protect consumers from predatory lending practices and are well intended, we believe efforts to censure payday lending sites may hinder rather than help the clean up of unscrupulous lending practices in
Payday Loan Finder: Find And Apply For The Best Payday Loans
New Payday Loan Finder and Application Service
We spent the last month redesigning and adding two new services to The Payday Hound:
Payday Loan Search Tool
The Payday Loan Search tool filters through our database of lenders based on price, reputation, ranking, and geography. Payday Lending is regulated by each state so our filters help you get to a lender
The Payday Hound Official Launch
The Payday Hound officially launched today! See the formal press release here.
We are excited for the launch of The Payday Hound. The online payday loan industry is growing even as traditional brick and mortar payday lending begins to slow down.
Payday loans are a double edged sword.