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Articles for Payday Loans

Save money and make prudent decisions. Our articles and analysis aim to provide fact-based analysis to make it easier to understand borrowing, fees, rates, and payments. Our articles can help you make informed financial decisions to protect yourself and save money. Get the facts so you can make a decision that's best for your situation.

Happy Holidays And New Year

Updated November 28, 2019 - Hound NewsInstallment LoansPayday Loans

The Payday Hound wishes you and your families a most wonderful New Year.

This year brought many changes to the payday lending landscape. In our opinion, the biggest impact was made by the NY Attorney General. Their cease and desist letter to payday lenders making loans in NY brought a lot of press but we believe real change was made

Discount Advances, My Cash Now, And Payday Max Stop Accepting Applications

Updated November 24, 2019 - Payday Loans

DiscountAdvances, MyCashNow, and PaydayMax have stopped accepting new applications. We called the number on their site and were told that they have stopped accepting new applicants because of legal reasons and are working to remedy the situation. They could not give us a date for when they would begin accepting new loans.

We are guessing this decision to stop funding

Don't Use A Payday Loan For Summer Vacation Cash!

Updated November 24, 2019 - Payday Loans

We recently received a payday loan email ad with the subject "Get approved for summer vacation cash in as little as an hour!" We cannot think of a better example of how some payday loan companies are being irresponsible with respect to their users. Payday loans are an expensive form of borrowing. They should only be offered, if at all,

Are Payday Loan Users Stupid?

Updated November 28, 2019 - Hound NewsPayday LoansResearch

Why would anyone borrow $300 with a 651% APR? They must be stupid. At least that appears to be the unspoken assumption at the heart of today’s payday lending legislation debate.

Recent legislation from Texas to California focuses on banning payday lending. This ban inherently assumes that the 12 million people who take out ~$7.4 billion in payday loans every

Payday Loans Too Taboo To Touch?

Updated November 28, 2019 - Hound NewsPayday LoansResearch

Search engines, news sites, and press release companies have limited efforts to publicize payday lending sites. Payday Loans are too taboo to touch! Although these actions are designed to protect consumers from predatory lending practices and are well intended, we believe efforts to censure payday lending sites may hinder rather than help the clean up of unscrupulous lending practices in