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Vermont Personal Loans

2019 Vermont Lender Rankings

We have reviewed 2 Vermont personal loan lenders.

Our review of personal loans considers three areas: reputation, cost, and features. Reputation considers state licensing and Better Business Bureau scores. Cost is based on terms, fees, and rates.

A listing in this table is not an endorsement. This table includes all lenders we have reviewed who offer loans to Vermont residents.

Filter by state:
VT Lender Description Rating
SoFi
  • Competitive APRs from 5.99% - 20.01%
  • Unique underwriting and employment protection
  • Governing Law: State Licensed
OneMain Financial
  • Secured and unsecured personal loans.
  • $1,500 to $20,000 loans, 18.00% – 35.99% APR
  • Governing Law: State Licensed

* Based on our analysis these lenders offer loans to Vermont residents. We aim to keep our information accurate but check each lender's website for up-to-date information.

Vermont Personal Loans Details

Vermont personal loans are unsecured, fixed-rate loans that do not require collateral and are typically paid on a monthly basis over a period greater than two years. We consider fixed-rate loans that are paid back in less two years at installment loans. We include unsecured lines of credit as personal loans for purposes of categorizing lenders. These loans are often used for debt consolidation or to cover a larger expense. Many lenders are able to get cash into your bank account overnight.

The interest rates on Vermont personal loans vary based on the type of lender and your estimated ability to pay back the loan. Lenders often consider credit score, credit history, other debts, and income. The monthly payment varies vary based the interest rate, loan amount, and loan term. typically, borrowers with the better credit receive lower rates and larger loan amounts.

A rough guide to rates based on credit history is below. This is just a rough guide as the actual rate will vary by lender, loan amount, payback period, and other factors.

Credit Type Score Range Estimated Rate
Excellent 720+ 9.9%-13.9%
Good 690-719 15.9%-19.9%
Fair 630-689 20.9%-25.9%
Poor <629 27.9%+ or not eligible

Personal Loan are regulated by each state. Please contact the Vermont Department of Financial Regulation for more information concerning loans in Vermont

The Payday Hound reviews personal loan lenders and ranks them according to our Sniff Test (reputation), costs, and licensing. Being included on our list is not an endorsement or certification. The list is a ranking and is designed to help borrowers rate and judge the quality of lenders. This means it may include lenders we believe to be honest as well as those we would deem to be predatory.