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American Express® Prepaid Card

AMEX Prepaid
Issuer: American Express    Credit: No Credit Check
  • No monthly fees, activation fees, or transaction fees.
  • Only works at places that accept AMEX
  • Does not have bill pay. Free customer service.
Card Details
  • This is great basic card with very simple fees. There are no monthly or activation fees. The card only works where American Express is accepted and not all merchants accept American Express so make sure that works for you.
  • Cash reloads at locations such as 7-Eleven and Office Depot using the Vanilla Reload Network ($3.95) or use MoneyPak ($4.95).
  • There is one free ATM withdrawal a month (the ATM owner will still charge you a fee but AMEX won't).
  • There is no bill pay with this card so if you need bill pay it's better to get another card.
  • Live customer service is free.
Card Fees
Activation Fee $0.00
Monthly Fee $0.00 w/ direct dep
$0.00 no direct dep
Call Center Free
 - Cash Reload Fee*** $4.95 /day
 - Direct Deposit Free (same as others)
***None of the cards we carry charge load fees but to get cash onto your card 3rd party networks may charge you fees. Some cards own networks, have bank branch access, or retail store access and reduce the fee's charged. We include the different variations of all these fees based on your usage.
 - Balance Inquiry $0.00 /inquiry
 - Out of Network $2.00 /withdrawal
 - In Network N/A
Transaction Fee (signature) $0.00 /transaction
Online Bill Pay no bill pay
Online Acct Access Free
**Out of Network ATM owners charge an average fee of $2.50 fees in addition to the fees above. Cards with In Network ATM access waive this owner's charge (but may charge a card fee). We include the different variations of all these fees based on your usage.