PayPal™ Prepaid MasterCard®

Pay Pal
Issuer: NetSpend    Credit: No Credit Check
  • Lower monthly and ATM fees than most cards.
  • These fees can be avoided with higher loads, etc.
  • Free customer service.
Card Details
  • The PayPal card has low basic monthly fees. It also provides a free $10 purchase cushion for qualifies cardholders. It's not a bad card but there are some cards that let you avoid monthly fees with direct deposit or different spend behaviors. Other cards also can provide reduced fees for using in network ATM's. This card does not.
  • Reloads can be done at locations such as 7-Eleven or Albertsons in the NetSpend Reload Network. Cash reload fees depend on the location and vary from $2 up to $3.95.
  • ATM withdrawals are $1.95 plus surcharge fees which is lower than average.
Card Fees
Activation Fee $0.00
Monthly Fee $4.95 w/ direct dep
$4.95 no direct dep
Call Center Free
 - Cash Reload Fee*** $3.95 /day
 - Direct Deposit Free (same as others)
***None of the cards we carry charge load fees but to get cash onto your card 3rd party networks may charge you fees. Some cards own networks, have bank branch access, or retail store access and reduce the fee's charged. We include the different variations of all these fees based on your usage.
 - Balance Inquiry $0.50 /inquiry
 - Out of Network $1.95 /withdrawal
 - In Network N/A
Transaction Fee (signature) $0.00 /transaction
Online Bill Pay Pricing Unclear
Online Acct Access Free
**Out of Network ATM owners charge an average fee of $2.50 fees in addition to the fees above. Cards with In Network ATM access waive this owner's charge (but may charge a card fee). We include the different variations of all these fees based on your usage.