Open Sky℠ Secured Visa®

Capital Bank
Issuer: Capital Bank    Credit: poor
  • Basic secured card but has additional fees.
  • After first year $25 fee to increase or decrease deposit.
  • NO grace period.
Open Sky℠ Secured Visa®
Issuer: Capital Bank
Network: Visa
Credit Rating: Poor
  • Reports to three major credit bureaus.
  • No checking account required.
  • Four ways to fund your security deposit.
  • There is no grace period, which means that interest is assesed as soon as you make a purchase and even if you pay off your card on time.
  • There is $3.00 Paper Statement Fee rather than viewing them on
  • Free fraud protection against unauthorized use.
  • Real VISA® credit card – Not a prepaid or debit card. Use this credit card everywhere you see the Visa® logo.
  • After your Account is open for one year or more Capital Bank charges a $25.00 each time you add Deposit Funds and increase the Credit Limit or request a reduction in your Credit Limit.
Card Fees
Minimum Deposit: $200
Annual Fee $50.00
Monthly Fee $0.00
Purchase APR: 14.25% V
Cash APR: 14.25% V
Grace Period: None
Late Fee: Up to $20
Overlimit Fee:
Return Item Fee: up to $25
Max Credit Limit: $3,000
V=Variable, F=Fixed